When The Big Banks Can't Help,
We Can!

Let us at Generational Wealth NOT ONLY get you the funding you need but get your credit score in a position to get you funded on your business credit, separating your business from your personal. Also allowing you to leverage both your personal and business credit taking advantage of the ability to continuously use OPM (other people’s money). Let us show you how restoring and or utilizing your credit can take your business to a whole new level!

Whether you’re looking for a Merchant Cash Advance or more of a traditional type of funding we got you covered for everything from personal loans, equipment financing to Startup Funding. Here at Generational Wealth Credit Funding And Finances we listen to your needs, review your options and come up with a game plan to get you funded fast!

With decades of experience in providing financing, our team of personal financial consultants specializes in providing the trusted lending services you need to keep your business profitable and on track, whether you’re a big restaurant chain or the small liquor store on the corner, we’re here to get you to your long term goals. We can also Eliminate 95% Of Your Processing Fees. Standard processing plus our new Cash Discount Processing (no fees).

What Is Cash Discounting?

Cash Discounting is a specialized program that allows you to provide an incentive to cash buyers while eliminating almost all of your non-cash processing costs. You will be provided signage stating all of your prices are discounted for cash payment and for customers who choose to pay with a credit card, a non-cash adjustment of 4% will be automatically added to the discounted cash price. The non-cash adjustment is designed to offset your processing fees.

So Is Your Business Ready to Grow?

We Specialize In But Not Limited To:

Start-Up Funding
Incredibly Fast Business Capital
Equipment Financing
Payment Processing.
Credit Restoration
Hard Money/Private Money
Lines of Credit • Working Capital Loans • Flex Pay Loans • Bridge Loans Micro Loans

Here You’ve Got Options!

Get the equipment you need to grow your business!
Don’t sacrifice potential growth or profits.
Let us craft a financial plan that’s designed and works for you.

Purchase new or pre-owned equipment
Acquire commercial vehicles
Upgrade technology, software, and more

Up to $15M+ with a simple 1-page application
Terms from 24-60 months
24-hour credit approvals
other options available

Working Capital Loans

If you are being forced to scale back operations due to an unexpected dip in cash flow, our Working Capital Loan is the perfect solution. It offers a quick infusion of cash without the need for collateral.

Unsecured Lines of Credit

When opportunity knocks, business conditions change, or unexpected issues arise, you will be ready. Our Line of Credit gives you 24-hour access to 5 separate loan drafts over 6 months. You can draw funds as needed and only pay for what you take!

Flex Pay loan

Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Our Flex Pay loan solves that problem! Flex Pay allows you to defer up to 50% of your loan principal into the future, resulting in the lowest payments now!

Secured Advance Loan

$5,000 monthly income – Secured with Real Estate
Minimum loan amount: $100K Real Estate Must be valued at $200,000
Monthly Payments
Loan details
● Underwriting 24-48 hours
● Funding 10-15 business days after offer acceptance
● Min Loan size is 100K, Max is 5,000,000
● The average loan size is 200k -1 Million
Rates: 10-15%
Terms: Longer Terms up to 5-7 years
Payback: Monthly Payments
What documents are required: Secured Cash Advance
1. Business Application
2. 3 months bank statements (all pages)
3. Asset Form

Micro Loan

Time In Business?
Only need be in business for 9+ Months.
500+ FICO Score
Personal credit score can be as low as 500
$5k Monthly Revenue
Monthly Revenue must exceed $5,000 each of the last three months.

Start-Up Capital

Who is this for?
This program is for anyone who wants to start a business.
Loan Details:
● Min Loan size is$ 20K, Max is $150K
Rates: 10% – 15%
Term: up to 36 months
Payback: several options from weekly to monthly payments
What documents are required:
1. Must have a minimum 680+ FICO credit score (all 3 must show 680+)
2. Completed application
3. Proof of income

​Invoice Factoring/Accounts Receivable Financing

How Does Invoice Factoring Work?
Invoice factoring is selling invoices or selling accounts receivables. It is a process where companies offer open invoices for sale to an invoice factoring company. The account receivable or finance company assigns a value to the invoice portfolio based on the ability it has to collect, the industry they serve, the credit reputation of the debtors, and the total amount due before offering a factoring and advance rate for the invoices.
● Underwriting takes 48-72 hours
● Funding 5-7 business days

● Monthly Lines from $25,000 to 5 Million
What documents are required:
Current Year Profit & Loss Statement
Prior Year Profit & Loss Statement
Accounts Receivable Aging Summary
Current Year Balance Sheet
Prior Year Balance Sheet
Accounts Payable Aging Summary
Recent Invoice for 3 Largest Customers

These are just some of our loan programs. Give us a call for a FREE CONSULTATION AND FEE CREDIT ANALYSIS. We will make something happen.

Call To Get A Quote Today 310-750-3211

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